Everyone on medicare knows the government program will not cover all the medical expenses they may incur. In fact, medicare requires that retired persons purchase an supplemental insurance to provide extra coverage. A couple of months before the medicare signup deadline, which is usually the first of December, seniors will get a medicare supplement packet in the mail. This information includes a large booklet with information about the various supplement plans, how much they cost and what services are covered.
Unless the recipient is new to the program, they already have a plan in place which they may choose to stay with. It is recommended that each recipient review all the information in the package to decide whether they want to stay with their current plan or choose another one that seems to fit their needs better. The different plans vary in cost and coverage, and seniors have the option of not signing up for any supplemental coverage at all. Your best bet is to compare medicare supplement quotes with a good website like www.comparemedicaresupplements.net, where you can look at a variety of plans and services.
The cost for the supplemental insurance is deducted from the retiree’s social security payment each month, so they do not need to worry about sending in monthly payments. This is convenient for seniors since they tend to be somewhat forgetful. There are a limited number of plans that do not have any monthly charges at all, but they are very limited in the additional services they cover.
Getting Vision Coverage with Your Medicare Supplement Quotes
Only the very basic vision and dental services are covered under medicare and most supplemental plans, but it is possible to purchase additional coverage one year at a time. This makes it possible for seniors to have more extensive dental or vision work covered at a very reasonable cost.